Sunday, January 19, 2014

Fiscal Fasting - My Month on a Spending Diet, Day 5

So far, the Fiscal Fast is going pretty well. Roger decided to take an impromptu trip this weekend to Boston to visit friends, and while I really wanted to go, it seems like the absolute least I could possibly spend going was $75, and so I decided to skip this one. I have a lot of work to catch up on, and I know I'll enjoy Boston more when we go back in the spring anyway.  Still, it was hard to say no.  I love traveling, obviously, and I love spending time with him on the weekends, so, you know. I'm proud I'm sticking to my guns.

Otherwise, things have generally been pretty easy. I had a work-sponsored happy hour on Friday, so that was a nice, free treat, and Roger and I spent yesterday walking down to the Jewish Museum and the Museum of the City of New York for some more free entertainment. I've also rediscovered the library and I've been racing through books recently. (After the pitiful showing I made of reading in 2013, this is a welcome change!) The library also offers LOTS of lectures, classes and exhibits, so I know I'll be checking out more of those soon.

I'm slowly replacing the buttons on my coat instead of paying someone else $20 to them, and boy, is it slow work! It takes about 15 minutes for each button. Never again will I scoff at paying someone else $2 per button. Other than that, things have been much the same as my normal routine, except without take-out or little spontaneous purchases. I'll face my next real challenge tomorrow when I cook for our dinner share for the week.  I'm going to try and get through one more week without any grocery shopping, but it might be hard. We'll see - I'm thinking of making lentils and quinoa.

In other money news, we found out that we've been getting a $4 low-balance charge taken out of our savings account for the past several months, which was a pain, but now that we know about it, it's pretty easy to fix. We talked to the bank and got set up on an automatic deposit that should clear it up, and we're working to put a little money into savings each week with the hopes of building it back to its original glory (you know, before a stupid vet bill sucked it dry) and then, maybe, one day, to having a few months of expenses saved up. I'm also waiting for the last of my tax forms to come in, in the hopes of getting some sort of refund, which would be nice to have for the coming year.

And lastly, we're hoping to go skiing for my golden birthday at the end of February.  We'll be off the fast by then, but would still love to save some money. We'll be renting equipment and know that the cost of that and the lift ticket is pretty non-negotiable, but we still need things like snow pants, gloves, and goggles. Any ideas for where to get these cheap? Or, if you're in NYC and want to loan yours out for a weekend, let us know!

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